Army Welfare Housing Organization (AWHO) is a no profit no loss organization that offers houses, apartments, flats etc for the serving and retired army personnel as well for their widows in India. For those wishing to apply for a house, the website www.awhosena.org offers complete information and resources on all the options available to them. It offers information on where to get the brochure and application forms. The application form can also be downloaded from the website. Application fee for applying for any kind of housing option is also mentioned on the website. You can also find information about the various loan options available to the army personnel for the purpose of buying a house.
Terms and Conditions Priority in Demand Survey if a person already owning an AWHO unit:
Priority I Person not owning a AWHO unit and applied during the period of Demand Survey
(initial 3 months)
Priority II Person not owning a AWHO unit and applied after closing of Demand Survey.
Priority III Those who are owning a AWHO unit and applied in the Demand Survey period
(initial 3 months).
Priority IV Those who owning a AWHO unit and applied after closing of Demand Survey period
Demand Survey Schemes – To check the viability of taking up a project in a station Demand Surveys are conducted. If the response is good, efforts are made to acquire land to start the project.
Spot Schemes – New Schemes are initially open for a limited period of time (usually 2-3 months) and are called Spot Schemes. All applications received during the specified period (spot of time) are considered at par. A combined computerized draw is conducted for fixation of seniority.
Annual Registration Schemes – Once the last date of a Spot Scheme is over the scheme gets converted into Annual Registration Scheme. Seniority for the applications received under Annual Registration is fixed as per the date of Demand Draft. The applicants are placed in the wait list if all units stand allotted. Send Rs.100/- by Postal Order or DD to obtain Master Brochure by registered post or collect locally from Project Manager’s office or from HQ
AWHO New Delhi on cash payment of Rs.50/-. Applicants are advised to send the applications by registered/speed post and not by courier since courier personnel are not allowed inside Kashmir House complex. Serving Officers/JCOs/OR – No supporting document is required. Application form and photograph should be countersigned/ attested by the Commanding Officer. Ex-Servicemen For retired personnel getting pension – A copy of PPO and non-pensioner having completed five years of service Record of Service showing date of Commission/Enrolment & date of release and widows/Parents of Fatal Battle Casualties – Copy of PPO, Death Certificate, age proof (if applying for widow category) and Battle Casualty Return (where applicable) duly countersigned/attested by Station/Area HQ and Zila Sainik Board.
Before issue of Booking letter – A registrant can take premature withdrawal at any time. 2% would be deducted as handling charge from the registration fee. No interest will be paid on the egistration amount if the withdrawal is within one year of registration.
After issue of Booking letter – Allottee shall be liable to forfeit amount as given below:-
(i) SFA, MDA & equivalent (1/2 BHK) – Rs.10,000/-
(ii) DXA, EA & SDA (3 BHK) – Rs.20,000/-
(iii) LXA/DA, Penthouses & DSUs (4 BHK & above) – Rs.25,000/-
Project under Construction Dehradun, Belgaum(JJAY), Pune(Phase II), Greater Noida(Ph IV), Mohali (Sec 114), Kolkata VIP Road (Ph II),Coimbatore(Ph I), Nashik (Ph II), Indore (Ph I), Chennai Tumkey (Ph I), and Gurgaon Sec 95(Tumkey) are to be completed by Dec 2015.
Project under Planning Secunderabad (JJAY), Thiruvananthapuram, Belgaum Kudchi (Ph II), Mysore(Kesare), Jabalpur, Jaipur, Ajmer Road, Lucknow Vrindavan Awas Yojna, Wagholi, Pune, Ooty and Amritsar.
An allottee has to produce the presanction letter of the loaning agencies and request letter asking for NOC for mortgaging the property, if the loan is being taken from agencies other than AG’s/AGIF branch. If the bank requires Tripartite Agreement then, it should be typed on a stamp paper of value as per the discretion of loaning agency. The format of Tripartite Agreement should be as given below:-
(a) HBA from AG’s Branch – As per format of AG’s branch
(b) HBA from AGIF – As per format of AGIF
(c) Loan from any other agency – As per format of AWHO, which is also given in website.